In case you are living with a substance use disorder in West Virginia, you should think about using private health insurance to pay for the cost of the addiction treatment and rehabilitation services that you are going to need to overcome this disorder.
According to HealthCare.gov, all insurance plans need to provide coverage in various health categories that are considered to be essential. Addiction treatment and care is now considered to be among these health categories.
Most private health insurance plans are required to follow the rules outlined by the federal government. For this reason, they do not separate drugs into covered and non-covered categories.
If your insurance plan considers addiction treatment to be a covered benefit, it means that you should be able to get the care that you need irrespective of the substance use disorder that you have been struggling with.
The important thing to keep in mind is that the Affordable Care Act now requires all insurance plans to provide their clients with coverage so that they can seek addiction treatment and rehabilitation services as long as they can prove that they need these services. these plans also offer summaries of the therapies and benefits that are available to clients - along with the fees required.
Getting Addiction Treatment with Insurance
According to NIDA - the National Institute on Drug Abuse - there are tens of thousands of facilities that offer specialized treatment services to manage substance abuse and addiction. Although health plans may offer coverage for addiction, however, not every treatment center will be covered by the particular private health insurance plan that you are on.
Some insurance programs will have special agreements with addiction treatment providers. This means that the providers follow these agreements to offer clients with specific types of recovery services at particular prices. In return, the insurance program will provide referrals to the center.
If you are in such a plan, you can ask your doctor for all the names of the professionals and facilities that your private health insurance company considered to belong to their network of providers. You can also talk to the addiction treatment center that you wish to attend and they will be able to provide this information for you.
That said, you will typically find that private insurance can help you offset the cost of care and many different types of addiction treatment services, including but not limited to:
If you are worried about the cost of rehab, you should know that it will vary widely based on the level of treatment that you need and receive, the duration of such treatment, the types of services that you will receive, and several other unique factors.
Even so, this should not derail your plans to overcome your substance abuse and addiction. Using private health insurance in West Virginia, you should be able to offset some if not all of the costs associated with your addiction treatment and rehabilitation.
Mental Health Treatment
Outpatient Drug Rehab, Outpatient Mental Health Facility
Individual Psychotherapy, Couple Family Therapy, Cognitive Behavior Therapy, Trauma Therapy
Cash Or Self Payment, Medicaid, Private Health Insurance, State Welfare Or Child And Family Services Funds, State Corrections Or Juvenile Justice Funds, Sliding Fee Scale
Mental Health Treatment, Psychotropic Medication
Hospital Inpatient, Inpatient Drug Rehab, Outpatient Drug Rehab
Individual Psychotherapy, Couple Family Therapy, Group Therapy, Cognitive Behavior Therapy, Dialectical Behavior Therapy, Behavior Modification, Dual Diagnosis Drug Rehab, Trauma Therapy, Activity Therapy, Telemedicine Therapy, Smoking Tobacco Cessation Counselling, Vocational Rehabilitation Services
Cash Or Self Payment, Private Health Insurance, US Department Of Va Funds
Mental Health Treatment, Psychotropic Medication
Inpatient Drug Rehab, Outpatient Drug Rehab, Multi Setting Mental Health Facility
Individual Psychotherapy, Couple Family Therapy, Group Therapy, Cognitive Behavior Therapy, Behavior Modification, Dual Diagnosis Drug Rehab, Trauma Therapy, Activity Therapy, Telemedicine Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, Other State Funds, County Or Local Government Funds, Community Service Block Grants, Community Mental Health Block Grants, Payment Assistance
Services For The Hearing Impaired
Mental Health Treatment, Psychotropic Medication
Outpatient Drug Rehab, Community Mental Health Center
Individual Psychotherapy, Couple Family Therapy, Trauma Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, State Mental Health Agency Funds, State Welfare Or Child And Family Services Funds, State Corrections Or Juvenile Justice Funds, Other State Funds, County Or Local Government Funds, Community Service Block Grants, Community Mental Health Block Grants, Sliding Fee Scale, Payment Assistance
Drug And Alcohol Treatment Services, Naltrexone, Vivitrol, Acamprosate, Disulfiram, Mix Of Mental Health And Substance Abuse, Medications For Psychiatric Disorders, Prescribes Administer Buprenorphine And Or Naltrexone
Outpatient Drug Rehab, Outpatient Methadone Buprenorphine Or Vivitrol, Regular Outpatient Treatment
Cognitive Behavior Therapy, Anger Management, Brief Intervention Approach, Motivational Interviewing, Outreach To Persons In The Community, Relapse Prevention, Substance Abuse Counseling Approach, Trauma Related Counseling
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, Sliding Fee Scale, Payment Assistance
Services For The Hearing Impaired, Spanish
Mental Health Treatment, Psychotropic Medication
Outpatient Drug Rehab, Community Mental Health Center
Individual Psychotherapy, Couple Family Therapy, Cognitive Behavior Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, State Mental Health Agency Funds, State Welfare Or Child And Family Services Funds, Sliding Fee Scale
Drug And Alcohol Treatment Services, Mix Of Mental Health And Substance Abuse, Medications For Psychiatric Disorders
Outpatient Drug Rehab, Regular Outpatient Treatment
Cognitive Behavior Therapy, Dialectical Behavior Therapy, Anger Management, Brief Intervention Approach, Contingency Management Motivational Incentive, Motivational Interviewing, Outreach To Persons In The Community, Rational Emotive Behavioral Therapy, Relapse Prevention, Substance Abuse Counseling Approach, Trauma Related Counseling, 12 Step Facilitation Approach
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance
Services For The Hearing Impaired
Drug And Alcohol Treatment Services, Buprenorphine Used In Treatment, Acamprosate, Disulfiram, Mix Of Mental Health And Substance Abuse, Medications For Psychiatric Disorders
Outpatient Drug Rehab, Outpatient Methadone Buprenorphine Or Vivitrol, Intensive Outpatient Treatment, Regular Outpatient Treatment
Cognitive Behavior Therapy, Dialectical Behavior Therapy, Anger Management, Brief Intervention Approach, Motivational Interviewing, Outreach To Persons In The Community, Rational Emotive Behavioral Therapy, Relapse Prevention, Substance Abuse Counseling Approach, Trauma Related Counseling, 12 Step Facilitation Approach
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Payment Assistance
Services For The Hearing Impaired
Mental Health Treatment, Psychotropic Medication
Outpatient Drug Rehab, Community Mental Health Center
Individual Psychotherapy, Couple Family Therapy, Cognitive Behavior Therapy, Trauma Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, State Mental Health Agency Funds, State Welfare Or Child And Family Services Funds, State Corrections Or Juvenile Justice Funds, Other State Funds, Community Service Block Grants, Community Mental Health Block Grants, Payment Assistance
Mental Health Treatment, Psychotropic Medication
Outpatient Drug Rehab, Community Mental Health Center, Partial Hospitalization Or Day Treatment
Individual Psychotherapy, Group Therapy, Cognitive Behavior Therapy, Dialectical Behavior Therapy, Behavior Modification, Dual Diagnosis Drug Rehab, Trauma Therapy, Telemedicine Therapy, Smoking Tobacco Cessation Counselling
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, State Mental Health Agency Funds, State Welfare Or Child And Family Services Funds, State Corrections Or Juvenile Justice Funds, Other State Funds, Community Mental Health Block Grants, Sliding Fee Scale
Services For The Hearing Impaired, Spanish
Drug And Alcohol Treatment Services, Naltrexone, Vivitrol, Acamprosate, Disulfiram, Mix Of Mental Health And Substance Abuse, Medications For Psychiatric Disorders, Prescribes Administer Buprenorphine And Or Naltrexone
Outpatient Drug Rehab, Outpatient Methadone Buprenorphine Or Vivitrol, Regular Outpatient Treatment
Cognitive Behavior Therapy, Anger Management, Brief Intervention Approach, Motivational Interviewing, Matrix Model, Outreach To Persons In The Community, Relapse Prevention, Substance Abuse Counseling Approach, Trauma Related Counseling, 12 Step Facilitation Approach
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, Sliding Fee Scale
Services For The Hearing Impaired
Drug And Alcohol Treatment Services, Mix Of Mental Health And Substance Abuse, Medications For Psychiatric Disorders, Do Not Treat Opioid Addiction
Outpatient Drug Rehab, Intensive Outpatient Treatment, Regular Outpatient Treatment, Computerized Treatment
Cognitive Behavior Therapy, Dialectical Behavior Therapy, Anger Management, Brief Intervention Approach, Contingency Management Motivational Incentive, Motivational Interviewing, Outreach To Persons In The Community, Rational Emotive Behavioral Therapy, Relapse Prevention, Substance Abuse Counseling Approach, Smoking Tobacco Cessation Counselling, Trauma Related Counseling
Cash Or Self Payment, Medicaid, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance
Drug And Alcohol Treatment Services, Mix Of Mental Health And Substance Abuse, Medications For Psychiatric Disorders
Outpatient Drug Rehab, Intensive Outpatient Treatment, Regular Outpatient Treatment, Computerized Treatment
Cognitive Behavior Therapy, Dialectical Behavior Therapy, Anger Management, Brief Intervention Approach, Contingency Management Motivational Incentive, Motivational Interviewing, Matrix Model, Outreach To Persons In The Community, Rational Emotive Behavioral Therapy, Relapse Prevention, Substance Abuse Counseling Approach, Smoking Tobacco Cessation Counselling, Trauma Related Counseling, 12 Step Facilitation Approach
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance
Mental Health Treatment
Outpatient Drug Rehab, Outpatient Mental Health Facility
Individual Psychotherapy, Couple Family Therapy, Cognitive Behavior Therapy, Dialectical Behavior Therapy, Behavior Modification, Dual Diagnosis Drug Rehab, Trauma Therapy, Activity Therapy
Cash Or Self Payment, Medicaid, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, State Mental Health Agency Funds, State Welfare Or Child And Family Services Funds, Other State Funds, Community Mental Health Block Grants
Spanish
Drug And Alcohol Treatment Services, Buprenorphine Used In Treatment, Naltrexone, Vivitrol, Buprenorphine Maintenance, Mix Of Mental Health And Substance Abuse, Medications For Psychiatric Disorders, Prescribes Administer Buprenorphine And Or Naltrexone
Outpatient Drug Rehab, Outpatient Methadone Buprenorphine Or Vivitrol, Regular Outpatient Treatment
Cognitive Behavior Therapy, Dialectical Behavior Therapy, Anger Management, Brief Intervention Approach, Motivational Interviewing, Outreach To Persons In The Community, Rational Emotive Behavioral Therapy, Relapse Prevention, Substance Abuse Counseling Approach, Trauma Related Counseling, 12 Step Facilitation Approach
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Sliding Fee Scale, Payment Assistance
Mental Health Treatment, Psychotropic Medication
Outpatient Drug Rehab, Community Mental Health Center
Individual Psychotherapy, Couple Family Therapy, Group Therapy, Cognitive Behavior Therapy, Dialectical Behavior Therapy, Dual Diagnosis Drug Rehab, Trauma Therapy, Telemedicine Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, State Mental Health Agency Funds, State Welfare Or Child And Family Services Funds, State Corrections Or Juvenile Justice Funds, County Or Local Government Funds, Sliding Fee Scale, Payment Assistance
Mental Health Treatment, Psychotropic Medication
Hospital Inpatient, Psychiatric Hospital Or Psychiatric Unit Of A General Hospital
Individual Psychotherapy, Couple Family Therapy, Group Therapy, Cognitive Behavior Therapy, Dialectical Behavior Therapy, Behavior Modification, Trauma Therapy, Activity Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, State Welfare Or Child And Family Services Funds
Services For The Hearing Impaired
Mental Health Treatment, Psychotropic Medication
Hospital Inpatient, Outpatient Drug Rehab, Partial Hospitalization Or Day Treatment, Psychiatric Hospital Or Psychiatric Unit Of A General Hospital
Individual Psychotherapy, Group Therapy, Cognitive Behavior Therapy, Activity Therapy, Telemedicine Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, State Mental Health Agency Funds, State Corrections Or Juvenile Justice Funds
Services For The Hearing Impaired, Spanish
Mental Health Treatment, Psychotropic Medication
Outpatient Drug Rehab, Community Mental Health Center
Individual Psychotherapy, Couple Family Therapy, Group Therapy, Cognitive Behavior Therapy, Behavior Modification, Dual Diagnosis Drug Rehab, Trauma Therapy, Telemedicine Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, State Mental Health Agency Funds, State Welfare Or Child And Family Services Funds, State Corrections Or Juvenile Justice Funds, State Education Funds, Other State Funds, County Or Local Government Funds, Community Service Block Grants, US Department Of Va Funds
Mental Health Treatment, Psychotropic Medication
Outpatient Drug Rehab, Community Mental Health Center
Individual Psychotherapy, Couple Family Therapy, Group Therapy, Cognitive Behavior Therapy, Trauma Therapy
Cash Or Self Payment, Medicaid, Medicare, State Financed Health Insurance Plan Other Than Medicaid, Private Health Insurance, Military Insurance, State Mental Health Agency Funds
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